How to get a subsidy to start or develop your own business

Today, many businessmen are trying to get money from the state to develop or start their own business. It is worth noting that such an opportunity is provided today to many. Here it is worth acting competently and drawing up. Of course, a sample of this document is also important here. If you study it in detail, then when receiving subsidies you will not have any difficulties.

Subsidization restrictions

Before you start compiling a personal one, you need to talk about what subsidizing restrictions are on the part of the Employment Center.

• To be able to receive a subsidy, the citizen who for this purpose submits an application to the CPC should not be an active entrepreneur or the head of an LLC. It follows that it is necessary to engage in the opening of an individual entrepreneur only after a citizen can receive a subsidy.
• Many programs for which subsidies are issued imply the following: the applicant for the subsidy himself will invest personal funds in the development of his business. The minimum amount, in this case, should be around 60 percent. But for a certain program, as a rule, a personal percentage is regulated.
• The employment center does not issue subsidies to those businessmen who manufacture and sell alcohol and tobacco products.

Based on the fact that if all the conditions described above are met by the entrepreneur, then he will need to start developing a clear and competent business plan. It, in turn, must be approved by the CPC commission. To do this, in your business plan you will need to describe in more detail about the organization of production, as well as calculate the profitability and indicate all costs, justify the pricing, indicate the legal form (LLC or IP), and determine the taxation system.

The business project should be drawn up for two years, in order to be able to show the commission its importance and thus increase the chances of providing a subsidy. The business plan should make a good impression on the commission and arouse the interest of the head of the Employment Center department. Based on this, we advise you to describe your skills, skills and education in your personal business project. It is also necessary to provide clear numbers and facts. But do not overpraise yourself, as this may negatively affect the decision of the commission.

Business plan for granting business development subsidies: criteria and principles

Social orientation. In your business plan, you should write about the social significance of a personal project, i.e. to what extent it will be important and useful to society. For example, a project related to production or a service sector will have the highest probability of providing a subsidy, as opposed to a project that will deal with intermediary activities.

Creation of new jobs. We advise you to indicate in your business plan your desire to create new jobs, since the chances of receiving a subsidy will increase significantly, unlike other projects in which a businessman creates one job for himself. As a rule, this circumstance is due to the fact that the CPC is obliged to provide a report on the effectiveness of the funds provided by the supreme authority. Based on this, in order to significantly increase the likelihood of approval of the drawn up business plan, it should indicate that in the future you want to create 4-6 jobs.

Payback and profitability. Since in your plans, doing business, its main goal, in addition to social significance, is to generate income. In this case, you need to take into account the fact that when planning financial flows from your own business, they need to be discounted (reduced by the amount of the average bank interest).

Targeted use of the subsidy. This criterion is one of the most significant. The employment center pays great attention to it. You need to describe in great detail in the business plan the directions of expenses, so that the commission considering this project can clearly understand for what specific purposes you intend to spend the finances issued. It is best not to mention in the plan that government subsidies will be spent on rentals or advertising. We recommend that you indicate the following expenses of state subsidies: the acquisition of various tangible assets, equipment, machine tools, raw materials for production, necessary for the operation of the enterprise, payment of some intangible assets (programs, patents, technologies).

Personal investments. The more money you want to invest in a personal business project, as opposed to government subsidies, the more chances you will have of a positive outcome. We recommend that the overall ratio of personal investment to subsidies be about 1 to 2. Suppose if your plans to receive a subsidy in the amount of 59,000 rubles, and personal funds are equal to 120 thousand rubles, then this business plan will have great chances of success ...

There is no structure of a business plan for granting a subsidy there is no single template for competently drawing up a business project necessary for issuing a subsidy. We advise you to apply the following business project structure:

Main sheet. Name of the project and company. Objective of the project. Summary. Information about the project (methods of financing, participants).

Market analysis (competition, pricing, current market conditions).

Marketing and production plan.

Financial plan.

Risk analysis .

You can also either change or supplement the above sections, and adjust them, for a personal project, since the main content of a business project, as a rule, will depend on the chosen activity.

Instructions for creating a business plan

Here you can see a business plan for getting a business development subsidy for free. Now let's talk about writing a resume. We will describe all the most important and main points in these sections of the business plan below. There is no need to draw up a very complex business project. It is important to be able to prove that your business project will be beneficial and socially significant.

Main title page. Objective of the project. Summary. It is necessary to draw up a business plan from the title page. It should be sure to indicate the name of this project, and the full name of the citizen who wants to receive a subsidy. A few lines also need to be given to the monetary indicator:

• expenses,
• profitability,
• payback.

Then it is necessary to briefly describe the main goals, essence and main advantages of the project. In these sections, you should pay special attention to what specific differences between competitive companies your business project has, what products or services it will produce, what is its social significance. In this case, we advise you to write about your personal desire to create several new jobs, and solutions to some social problems.

It should be noted that the resume should be drafted last, as it is the conclusion of your business project. It is compiled on the basis of all sections. But nevertheless, it is necessary to determine the main goals of the project right away.

Business plan for obtaining a business development subsidy. Sample:

Market analysis. The next step is the main analysis of the state of affairs of your business or, more simply, market analysis. In this section, you should determine the main development trend of your industry, the main influences on the project, the nature of supply and demand, market size, etc. As for the latter, 3-4 pages should be compiled here. In addition, you must also indicate the analogues of manufactured goods / services, the presence of future competitors, write about their strengths and weaknesses, and analyze the market by segment.

You should take a look at the video on the topic: How to write a business plan for business development.

Production plan. Then you need to move on to creating a production plan. The main basis of the production plan is the description of work and production processes, and the program for the sale of goods. In this section, it is imperative to indicate: how your production process will be organized, where and how the necessary equipment and machinery, raw materials and consumables will be purchased - the main supplier, conditions and prices, how many jobs you plan to create, what will be the labor costs employees, justification of the depreciation price, production assets, the cost of goods / services.

Marketing plan. This section should be fully devoted to the main segments and market analysis, justification of the sale of goods and positions of your business, i.e. you must answer the following questions: what will your target audience be, how much your product will be sold in, what are the main differences between you and your competitors. In addition to all of the above, you will need to describe how your product or service will be sold, what will be their cost, competitive strategy and advertising campaign. You also need to indicate the cost of advertising, and the main ways to promote your products.

Financial plan. The main essence of the financial plan is to reflect all the outgoing and incoming cash flows of your business, in other words, your income and expenses. In this section, you need to calculate the main volumes of financing, the estimated profit by periods, payback periods, profitability, break-even points, variable and fixed costs, tax payments. When calculating incoming financial flows, it is necessary to discount, since in the future, the price of money will be reduced taking into account inflation.

Risk analysis. The financial section of a business plan is an analysis of the risks that your business may face in the future. It must necessarily be aimed at describing manageable risks: financial, market and production.