Rules for developing a business plan for obtaining a subsidy for starting and developing a business

Many citizens dream of having their own business. However, often grandiose plans for the realization of an old dream collapse due to an elementary lack of funds.

Finding the minimum amount for starting a business is very difficult. Indeed, in order to obtain a loan from a banking organization, you need to submit documents confirming a stable and high income.

Naturally, most of the beginning businessmen are citizens who have lost their permanent jobs and do not have serious support. You should not despair, you can always draw up a business plan to receive a subsidy for business development.

Life is built in such a way that every person is overtaken by that “black streak” when he loses his job. Some give up, others begin to act and look for ways to resolve the situation. Of course, you can spend a lot of time thinking, but the most successful and correct strategy is to work for yourself. Low level of earnings, hellish working conditions, sky-high demands of the boss - all these are complaints of the citizens of our country. And each of them dreams of his own business, but ... There are just a lot of these "but".

Let's try to figure out where to get funds for our own business and analyze in detail the state ones.

Types of government support

Due to massive unemployment in the country and a catastrophic shortage of jobs, the Russian government made a decision.

A subsidy implies the receipt of a certain amount of money for specific purposes. Usually it is provided to citizens free of charge and without obligation to return. The main goal of the state program provide an opportunity for active development of small business, provide support for start-up entrepreneurs and increase the number of small businesses in the country.

Subsidizes entrepreneurs authorized state body... Subsidies are provided for unemployed citizens wishing to open their own business. They can at the place of registration. If a citizen is registered as unemployed and draws up an impeccable business plan with accurate calculations, the state will pay the subsidy in full and once. Every citizen should understand that a subsidy is not a loan, it is a payment for a year of registration at the labor exchange.

With regard to targeted subsidies for starting their own business or for expanding an existing business, the payment of benefits is carried out by Entrepreneur Support Center... It should be noted that they carry out their activities in well-coordinated cooperation with municipal authorities.

For what purposes can a subsidy be taken out?

Even if a citizen received an approving decision on a business plan, this does not mean that he has the right to spend the sum of money for any needs. The subsidy is provided for specific purposes.

Issued funds can be invested into the following:

In addition, receiving benefits provides availability of prerequisites, namely:

A person applying for a subsidy, at the time of submitting an application to the Employment Center, must not be registered as an Individual Entrepreneur or a Limited Liability Organization. This means that you need to register a small business after receiving a subsidy.
A number of subsidy programs oblige the future entrepreneur to invest their own funds in the business. Usually their minimum amount is above 65% of the subsidy amount.
The CPC is not involved in the provision of business development benefits related to tobacco and alcoholic beverages.

Before drawing up a business plan, it is necessary to carefully consider the priority areas of entrepreneurial activity for the region in which it will be carried out. Ideas that develop the region are rewarded with a subsidy.

Priority areas of commercial activity

The state provides support the following directions commercial activities:

It is necessary to choose a direction based on material capabilities, labor and natural resources, as well as the location of the region in which it is planned to develop commercial activities.

Business plan evaluation criteria and principles

The business plan should amaze and attract the attention of the management of the Employment Center. Therefore, take enough time to compile it. The ideal business plan a priori cannot fit on one page. Thoroughly think over and write down all the details your future business.

Please indicate the following information:

Your competence, skill, talent.
Knowledge, skills, degree of education.
More specifics, facts and calculations.

Don't go overboard in praising yourself. Restraint and information on the merits are the key to a positive decision of the commission.

What are the characteristics of a business plan? What criteria will add to his benefits?

Let's consider them in more detail:

The presence of a social direction. The main document developed for business must have information about the social significance of the future project. This means that business will be based on the interests of citizens and will bring undeniable benefits to society.
Provision of new jobs for the population. Even if your plans do not include recruiting staff, the business plan needs to write the opposite. Emphasize that your project involves the creation of several jobs. In this case, the chance of receiving benefits will increase several times. This is due to the fact that the Employment Center submits reports on the issuance of subsidies to the supreme governing body and the effectiveness of the project in question should work to improve the situation in the country.
Project profitability. Based on the fact that you plan to create a commercial enterprise, then its existence is impossible without income. Make the necessary preliminary calculations of profitability and payback, taking inflation indicators as a basis for computing operations.
The purpose of taking the subsidy. The target direction for which the future businessman needs funds is considered a significant criterion when deciding on the grant of a subsidy. A detailed description of the costs is required from you so that the management of the Employment Center has an overall picture of the waste of the funds issued. Above were listed examples of the most common needs of entrepreneurs.
Investment of personal funds. Your independent investment must largely exceed the amount of the grant. For example, if the amount of state aid is 70 thousand rubles, your own contribution to the business must be at least 140 thousand rubles. A business plan with such initial capital has a better chance of winning.

Structure and design rules

There are no general rules for drawing up a business plan from scratch.

You can make your own changes to the above plan, make a selection of sections for a personal project, depending on the chosen area of activity.

So, you need to start the design from the title page. Write information about yourself, what will be the name of your organization. Give a few lines of information about financial indicators. Briefly outline the advantages of your activity, for what purpose the business will be carried out, what is the essence of the work in general. Focus on competition, how you differ from them, what kind of products will enter the consumer market, and what value it will have for society. Do not make complex and abstruse constructions out of information. The business plan should act as proof that the region needs your enterprise, remember this.

Comprehensive market research

In this section, you need to provide relevant information about the market conditions in which your business will be carried out. Expand the topic of the main directions in this area, what is the forecast for development in the near and not near future.

You have to show the scale of the sales market and confirm the possibilities of such an enterprise with facts.

Need to produce market analysis today, provide information on price changes over the past 5 years, mention the forecasts of significant experts, the prospects for the development of your chosen direction. Describe in detail the work of your organization in the overall market framework, how market changes can affect your activities, what risks may arise, and, finally, what extreme measures you are able to take for the sake of stability and prosperity of your business.

How detailed should you describe the state of the market? There is no need to go into details. An entire book could be written on the scale of market opportunities. The volume of research, in your case, should correspond to the level of organization and the value of the estimated profit in the future.

Although, if you plan to open your own business in a residential area of the city, such a detailed assessment of the direction of commerce will add seriousness to your intentions, which will have a beneficial effect on the final decision of the commission.

Be sure not to miss such nuances as ways to enter this market, whether there is a risk of seasonal losses. Give examples of the activities of other enterprises in this area. Be objective about the size of future production, be realistic and apply more facts. Mention the opinions of renowned experts as often as possible.

Production plan

The ideal business plan implies availability of production studies... The target audience for which your products will be intended is an important nuance for the success of the enterprise. First, indicate which market you are choosing: consumer or industrial.

Consumer products require careful audience analysis, namely:

Indicate where the necessary raw materials and equipment will be purchased, as well as their cost and terms of sale of finished products.
How many citizens are you willing to provide work and what is their salary.
Justify the calculations for the cost of the original goods or products, as well as the costs of labor protection and technical safety.

A business plan for a subsidy for business development is a feasible idea if you choose the highest priority for a small business. Good luck in your endeavors!